Fidelity Bank records 45.6% growth in gross earnings
Fidelity Bank Plc recorded gross earnings of N1.52 trillion in 2025, a 45.6 per cent increase from N1.04 trillion in 2024, according to its audited financial statements.
The bank, in results published on the Nigerian Exchange (NGX) portal, said the performance reflected its overall growth across business segments.
A profit after tax of N242.4 billion was recorded during the period, supported by a 38.7 per cent year-on-year increase in interest income to N1.11 trillion from N803.1 billion in 2024.
Fidelity Bank also reported a 44.7 per cent rise in fees and commission income, from N78.4 billion in 2024 to N113.4 billion in 2025.
It said total assets in 2025 stood at N10.46 trillion, representing an 18.6 per cent increase from the N8.82 trillion recorded in 2024.
Deposits increased by 16.1 per cent to N6.89 trillion, from N5.94 trillion in 2024. However, net loans and advances fell by 2.4 per cent to N4.28 trillion from N4.39 trillion, as customers repaid maturing loans.
The bank added that its capital position was strengthened during the period, as eligible capital rose to N561 billion, above the N500 billion capital requirement for banks with international authorisation.
“In addition, capital adequacy remained robust, with a capital adequacy ratio of 30.94 per cent as at 31 December 2025 (FY 2024: 23.47 per cent),” it said.
Fidelity has over 9.1 million customers and 255 business offices across Nigeria and its United Kingdom subsidiary, FidBank UK Limited.
We have recently deactivated our website's comment provider in favour of other channels of distribution and commentary. We encourage you to join the conversation on our stories via our Facebook, Twitter and other social media pages.
More from Peoples Gazette
Agriculture
FG tasks ECOWAS on leveraging financing strategies for agroecology
The federal government has urged stakeholders in the agriculture and finance sectors in the West Africa region to leverage financing strategies to enhance agroecology practices
Politics
Katsina youths pledge to deliver over 2 million votes to Atiku
“Katsina State is Atiku’s political base because it is his second home.”
States
Plateau APC House of Reps aspirant withdraws suit against party
Mr Masiyer said the move followed intervention by critical party stakeholders.
Heading 1
U.S. govt charges Nigerians Helen Sayen Adams, Joshua Nmelichukwu Akpom over Illegal voting, election crimes
U.S. authorities charged two Nigerians, Helen Sayen Adams and Joshua Nmelichukwu Akpom, and 14 other foreign nationals for illegal voting and related election fraud.
NationWide
Govt has no control over petrol pump prices, says NMDPRA
The authority said petro pump prices are determined by free market conditions.
Heading 5
Gombe, Kano, Bauchi, Delta by-elections crucial test ahead of 2027, says Amupitan
“These four by-elections provide indispensable operational lessons for the commission as we systematically chart our roadmap toward the 2027 general election,” he said.
States
2027: Adamawa SDP governorship candidate targets livestock, rice production to drive industrialisation
Mr Nathaniel identified agriculture as a major tool for reducing poverty, creating economic opportunities and improving residents’ livelihoods.
NationWide
Civil servants insist on strike over King’s College concession
The Association of Senior Civil Servants of Nigeria directed its members in federal unity colleges to continue the ongoing strike against the proposed concession of King’s College.
